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How to Apply
Online:
Click on the icon below to apply online. This is our fastest and easiest method.ApplyNow
Phone:
Call our main office at 614-416-7588. We'll take your application right over the phone.
In Person:
We're located at 5665 N Hamilton Rd, Columbus, OH 43230 (1/2 mile south of Dublin Granville). One of our loan specialists will be happy to help you!

What you Need

For a Purchase:

  • Purchase Order
  • Proof of Income (last 2 pay stubs)

For a Refinance:

  • Proof of Income (last 2 pay stubs)
  • Year, Make & Model, and Mileage of your vehicle
  • Vehicle Identification Number
  • Phone number and account number for your existing lender

Summary
- As low as 2.99% (New and Used)
- FIXED RATE for term of loan!
- Purchase or Refinance
- Lowest car loan rate ever offered by Powerco!
- *** NO PAYMENTS FOR 90 DAYS! ***

Additional terms and rates may apply based on borrower credit

Not in the market for a purchase?
Our rate could save you A LOT OF MONEY if you refinance!

Important Notes
To take advantage of this offer, you must be a member of Powerco Credit Union. Non members need to live, work, or worship in Franklin County in order to be eligible for membership.

Requirements for promotional rate of 2.99%:
- $10,000 minimum loan for 2.99% rate
- 60 month term/Max LTV 110%
- $100 loan fee (added to loan amount)
- Credit score of 740 or above to receive the promotional rate
- Existing Powerco auto loans can be refinanced for a $250 loan fee (Other restrictions apply)

*Interest rate and approval subject to credit worthiness. *APR example based on $10,000 loan amount over 60 months at $179.67 per month; first payment due in 30 days. APR includes $100 document prep fee.

*Must have an active checking account in order to qualify for $10,000 minimum loan amount. New checking accounts must sign up for new payroll deposit. Minimum loan amount $12,000 with no Powerco checking account.

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3.99%*
2.10%**
4.00%*
0.40%**

As Low As. Subject to change.
*APR   **APYE
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