Powerco Credit Union - Checking Accounts

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Checking Accounts (Share Drafts)

Checking Packages
Apply for a POWERCO checking account today. We've made it easy to switch to POWERCO for your checking account needs. Our Switch Kit will make your checking conversion easy.

Click here for a checking account application.

Premier Checking
Premier Checking offers you the ultimate checking package. Our Premier Account has no minimum balance requirements, no monthly service fees, and your first order of checks is free!

Fresh Start Checking
Once a Fresh Start account is open and active for a period of at least 12 consecutive months, members will have the opportunity to upgrade to the Premier Checking account after meeting several requirements.

Premier Checking Features:

FREE Initial Check Order
FREE Visa® Debit Card
FREE 24-hour Access to Accounts via Telephone and Online
FREE online Bill Pay
No Monthly Service Fee
No minimum balance requirements
Unlimited Check Writing
Unlimited Transactions
Unlimited no Surcharge ATM Access at all Alliance One Network, Key Bank and Money Pass ATMs
Interest Paid on Average Daily Balances of $250 or More
Premier Overdraft Privilege**

Fresh Start Checking Features:

No Minimum Balance Requirements ($25.00 initial deposit required)
Unlimited Transactions
Low $7.00 Monthly Service Fee
FREE Visa® Debit Card**
FREE 24-hour Access to Accounts via Telephone and Home Banking
FREE online Bill Pay
Overdraft Protection From Other PCU Savings Accounts
Unlimited no Surcharge ATM Access Through Alliance One Network, Key Bank and Money Pass ATMs

**Subject to qualification

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	VISA Debit Card POWERCO Credit Union offers a Visa® Debit Card for members who have a checking account. With 24 hour convenience and more than 12 million locations worldwide, our members are never without access to their funds. Your Visa® Debit Card can be used for the following: As an ATM card for cash withdrawals. To pay for purchases conveniently without the hassle of writing a check. POWERCO's Check card can be used worldwide wherever Visa® is accepted. No more check approvals, identification hassles, etc. The card is free to all qualified members and there is no transaction fee for a check card purchase. (Normal Transaction fees apply on ATM transactions). Call the credit union today or PRINT THE APPLICATION FORM [PDF] and start to enjoy the convenience of a check card. Click here to view our Fee Schedule.

	Direct Deposit Another convenient way to deposit your paycheck is Direct Deposit. This is a popular form of deposit for our Share Draft checking account members. In order to start Direct Deposit, a payroll form must be signed by the member. We'll send the form to payroll and you'll be on your way to increased convenience. All members with Direct Deposit also avoid the monthly fee on their checking accounts. Increased convenience, less fees, what could be better? Print out the Direct Deposit Change Request, fill in the information, and provide it to yput employer or other depositor.

	Payroll Deduction At POWERCO, convenience is the key. With Payroll Deduction our members can save and make loan payments automatically with each paycheck without ever having to visit the branch. Payroll deduction can even be initiated over the telephone. Simply call a member service representative at (614) 416-7588 and we'll take care of the rest or email us your request. Email is not a secure form of communication. Do not include account numbers or other private financial information in email messages.

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