Auto Loans & Leasing
POWERCO offers competitive interest rates for new & used vehicles loans and leases. Terms can be up to 72 months. POWERCO can finance up to 100% of the purchase price. We also offer boat, RV, and motorcycle loans.

Have questions about the auto buying process? We have a variety of informational articles that may help simplify your auto buying experience. Click here for more information.

Apply for an Auto Loan Online

Get your POWERCO auto loan at the dealership
Going shopping for your new vehicle this weekend? We've partnered with several dealerships to provide financing with Powerco on the spot. Take advantage of our low rates and close your loan at the dealer. Click here for more information.

Cars for Members
Visit CarsforMembers.com to find everything you need to know about buying a car. CarsforMembers.com provides information on car values, current rebate incentives, and lots more.

DrivingSense™ – Your Auto Leasing Alternative
Do you want a lower car payment? If you like to drive the latest and greatest vehicles a Powerco Credit Union DrivingSense™ loan may be just what you need. Our DrivingSense™ financing allows you to make payments up to 30% to 40% lower than traditional financing. DrivingSense™ loans are available for both new and used vehicles and offer flexible terms and fewer restrictions and penalties than conventional leasing. Click here for additional details.

Mortgages & Home Loans
POWERCO offers a a variety of mortage options. Please view mortgage information here.

Home Equity Line of Credit
POWERCO offers variable rate home equity lines of credit to fit your borrowing needs. Please contact us at (614) 416-7588 for more information.

Other Loans

Powerco offers a variety of consumer loans.

Overdraft Line of Credit
A line of credit up to $500 that is attached to your checking account. The ODLOC protects you from bouncing any checks should you make a mistake while balancing your checkbook. Contact POWERCO at (614) 416-7588.

Ready-Flex Line of Credit
A line of credit up to $20,000 based on a variable rate (as low as prime rate + 4%). The Ready-Flex LOC is like a credit card without the plastic. Contact POWERCO at (614) 416-7588.

Secured Personal Loans
These loans require some sort of collateral, whether its a physical item or cash in an account or CD. Contact POWERCO at (614) 416-7588.

StretchPay Advance Alternative Loan
Have you come up short between paychecks and needed a little extra cash? Don't worry, it happens to all of us once in a while. Our Stretch Pay Loan is a simple, fast, and low-cost alternative to payday loans. Consider it a safety net you can use when confronted with unexpected expenses – and without getting stuck in a never-ending cycle of debt from excessive finance charges. If you’re interested in applying for a Stretch Pay Loan click here for an online application.  * Once we receive your application one of our Loan Officers will quickly process your request. 

Stretch Pay Loans are easy to get too!

Student Loans
Stafford, Plus, and Consolidation loans are available. Contact POWERCO at (614) 416-7588.

Apply for a Loan Online